Try making a spending diary to record and manage what you spend in a week. It can be an easy way of cutting back on some non-essential items.
In a spending diary, you record what you spend over the course of a week. Then look where you may be able to save money.
A budget planner will help you manage your money.
To complete a budget, you will need:
- bank statements
- your payslips
- all household bills
- receipts
There are different ways you can change your situation:
- increase your income by getting the right benefits or changing jobs.
- you can also find out how to save with our money-saving tips.