Know how much you need
A budget planner will help you manage your money, by knowing how much you need to live on.
To complete your budget, you will need:
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bank statements
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your payslips
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all household bills
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receipts
You can find a free budget planner tool on the governments MoneyHelper website
If you're a Bromford customer and you're worried about paying for essentials like your rent, talk to us. We can provide you with local help on a whole range of subjects.
Ways to boost your income
If you find that you have more money going out than you have coming in, you will need to find ways to help increase your income.
One way to boost your income is to increase your salary by starting work, or changing job roles.
These steps can unlock new opportunities for you or your family.
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get free personalised career advice for the next steps in your career.
If you're on a low income, retired, bringing up children, ill, have a disability or care for someone, you could be missing out on benefits that could really make a difference in your life.
You can use the governments tool to check what help you're eligible for.
There's more specific advice for you if you're:
We can help you with applying for benefits. Get in touch with us, and ask to speak to your income management advisor.
Charitable grants do not have to be paid back. Use the turn2us grant search to see if you're eligible for any grants.
You can also speak to your income management advisor, who will know about grants that are available in your local area.
A discretionary housing payment can top up your rent payments or pay for other housing-related costs.
You need to speak to your local council to find out more and apply.
For more information on the following benefits please use the links below:
Winter fuel payment
If you were born before 23 September 1958 you could get either £200 or £300 to help you pay your heating bills for winter 2024 to 2025. This is known as a ‘Winter Fuel Payment’.
You may be eligible if you or your partner get certain benefits. If you are eligible, you’ll normally get the Winter Fuel Payment automatically.
You will not get the extra Pensioner Cost of Living Payment given in 2022 and 2023. It stopped in winter 2023.
- If you’re eligible, you’ll get a letter in October or November saying how much you’ll get.
- If you do not get a letter but you think you’re eligible, check if you need to make a claim.
- Most eligible people are paid in November or December. Find out what to do if you are not paid.
This video has useful information on claiming pension credit, and the winter fuel payment.